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Sinath Jerome

Loan Officer

NMLS #2360053(303) 513-2964sinath@nonprofitmortgage.org

Nonprofit Mortgage

NMLS #1608823

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Pre-Qual Letter

If you're in the market for a new home you'll need a Pre-Qualification letter. Fill out our quick Pre-Qual form and we will generate a pre-qualification letter and can even send it directly to your Realtor.

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House
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14 Day Digital Closing

Our goal is to close your loan in 14 days or less! With our digital tools we speed up the loan process. Our clear communication also helps avoid unnecessary delays.

Welcome To Nonprofit Mortgage

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Who We Are:

Nonprofit Mortgage serves the affluent to the underserved demographics. Combatting community deterioration and relieving the underprivileged and distressed by supporting and empowering at-risk populations to become and remain homeowners.

  • We offer down payment assistance to those who have experienced a financial setback due to circumstances beyond their control.
  • We offer down payment assistance to those who are in a historically underserved housing demographic.
  • Grant funds to alleviate real estate expenses.
  • Collaborate with advocacy groups and other nonprofits that promote responsible homeownership.

Our Mission:

  • Nonprofit Mortgage is a 501c3 nonprofit organization.
  • Our job is simply to promote homeownership to ALL demographics.
  • All donations to our nonprofit goes towards the homeownership of the underserved.
  • A portion of our income also goes towards continuously replenishing our down payment assistance fund.

When you use Nonprofit Mortgage to fulfill your mortgage needs, you are helping our mission and helping others attain their American Dream of homeownership.

We All Benefit.

At Nonprofit Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with multiple wholesale lenders. This allows us to get you the best rates on all types of loan programs including: Conventional, FHA, VA, USDA, Jumbo, Reverse, HELOC/2nd Mortgage, Non-QM, DSCR/Investor, Bank Statement, 1099, Manufactured, Temporary Rate Buydown (Tiers: 3-2-1, 2-1, 1-1 and 1-0), One-Time-Close New Construction and more...

Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs! 

From the affluent to the underserved demographics, we serve them all! 

Nonprofit Mortgage


To make a donation to the Nonprofit Mortgage Company mission, please fill out the form in the donation link below.  Remember 100% of charitable contributions go to down payment assistance for homebuyers in need.
Federal Tax ID: 81-1629552
NMLS #1608823

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Meet Your Loan Officer

Our team at Nonprofit Mortgage is fast, friendly, experienced and here to help you every step of the process!

I am Sinath Jerome, a duly licensed Mortgage Loan Originator in the state of Colorado, Georgia, Iowa, and Minnesota.  Thanks to modern technology I have the freedom to work remotely from my home in Colorado.  I am happy to be a part a mortgage company with vision and a great mission to help people from all walks of life, from the affluent to the underserved, to achieve the American dream of homeownership.

There are many advantages to homeownership, not the least of which include some real benefits to wellness:

  • When you purchase a home, the extensive mortgage process helps you develop a clear understanding of exactly how much you can afford, diminishing the likelihood that you may be overwhelmed with a monthly house payment. 
  • Many homeowners come to feel a stronger sense of community knowing that they are rooted in a local neighborhood.  Having a stake in their community can nurture meaningful relationships upon which reliance will grow, thus fostering a positive mindset and feelings of security in the homeowner.
  • Homeownership requires that you take on more personal responsibility, which nurtures character and improved stability that is a hallmark of earned confidence.
  • As a homeowner, you have greater freedom to uniquely personalize spaces within and around your home, which are usually not opportunities available to renters or while living with friends or family.   If you have a physical disability, you can create spaces that provide supportive accommodations.  If you love gardening, you can create and tend to your flora and fauna, whether for harvest or for beauty.  
  • Children of homeowners generally experience more positive life outcomes than children of renters.  Ownership of a home establishes a foundation of permanence that serves as an anchor for children to a way of life upon which they can hone their life interests.  From this platform, children can focus their study and refine their skills to prepare for their journey into the world.

Bio: I completed my B.A. Degree at The University of Maine at Presque Isle in 1993 and immediately began my career in the banking and financial services industry. Working over 15 years at a high level of proficiency and across a wide range of loan products, I earned several Service Excellence Awards and Outstanding Sales Performance Awards for consistently being an industry top performer with personal and business loans as well as lines of credit. My duties have always been customer-facing, garnering expertise within a broad range of positions including Real Estate Loans – Notary Signing Agent, Banking – Relationship Manager, Banking – Branch Sales Manager, Banking – Small Business Specialist, and Banking – Assistant Vice President. Meeting and working with great people is my core passion.  My duty as a licensed Mortgage Loan Originator is to find the loan program that best fits the customer’s current and future needs while adhering to the highest ethical standards.

Our Satisfied Clients

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Nonprofit Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Sinath Jerome NMLS 2360053
Loan Officer-Remote  
Serving: Colorado, Georgia, Iowa, Minnesota
Email: sinath@nonprofitmortgage.org
Phone: (303) 513-2964
Remote Office Hours: Monday-Saturday 10 AM-5 PM

Nonprofit Mortgage NMLS 1608823
Serving: CA, CO, FL, GA, ID, IA, MI, MN, TX, WI
Address: 4445 W. 77th Street, Suite 240E
Minneapolis ,MN 55435
Phone: 612-564-2786
Office Hours: Mondy-Friday 8 AM-5 PM

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There are lots of good reasons to choose an FHA loan.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.